Rickman-Forums.com    FAQ   Search   Memberlist   Usergroups   Register   Profile   Log in to check your private messages   Log in  A Bad Day... Goto page Previous  1, 2, 3, ... 20, 21, 22  Next          Rickman-Forums.com Forum Index -> Real Life View previous topic :: View next topic   Author Message njf61 There Is No Hope For Me Joined: 02 Aug 2007 Posts: 1049 Posted: Tue Feb 19, 2008 10:44 pm    Post subject: Thank you for the bum shot!!! we don't see that nearly enough! _________________ ~~~Nora~~~ Thank you Centurienne for the banner! Last edited by njf61 on Mon Mar 03, 2008 6:00 am; edited 1 time in total Back to top Magenta Rickmaniac Joined: 11 Aug 2007 Posts: 690 Location: Frankfurt Germany Posted: Thu Feb 21, 2008 7:02 pm    Post subject: What would I do without you all. Even if the going gets rough you make me feel better. I hope there is nothing too dire for everybody else. Take good care. _________________ Alan Rickman('s) Acting touches nerves you have absolutely no control over. Back to top DeeARF13 On Medication Joined: 09 Dec 2007 Posts: 445 Location: USA Posted: Mon Mar 03, 2008 1:11 am    Post subject: Ok, so I figure this is the best place to share this terrible story.... Today is my bill day so I always sit down and pay my House payment water, heat, electric, stuff like that ....My House payment alone is 2,500. 00 Two diffrent loans...plus I'm single struggling on my own with this ( god only knows why I bought this house for only me and my dogs). So today I go to pay my highest house payment which is 2,100.00 due every 15 th. When I looked at the bill it said I owed over 4,000.00...OMG!!! So I try to fiugure out what happen cause I know I paid it. Well turns out I paid 2,100.00 plus 400.00 to my second home payment and nothing to my larger first loan. How did I do this ...by clicking on the wrong bill on my online banking. So I had a total melt down and cried for a long time and have no idea how im doing to do this. As well as hoping they don't send this to my credit agency. Although, I do have saving it is just about enough to cover this terrible mistake leaving me with nothing to fall back on. Now I have to wait till moring to see how my Mortgage company is goning to deal with this and praying they wont send this to my credit report. Hoping no other major money disaters happen in the mean time. I was just getting on my feet...I feel like everytime I get up I get knocked down two steps... What day Thanks for listening (gonna go open a bottle of wine and cry in my pino) DeAna _________________ Dee Mis pies querran marchar hacia donde tu duermes Pero seguire vivo....Alan Rickman (Truly,Madly,Deeply) *Icon thanks to madamtorsion Rickman-online* Back to top njf61 There Is No Hope For Me Joined: 02 Aug 2007 Posts: 1049 Posted: Mon Mar 03, 2008 1:59 am    Post subject: OH dear, and there's no hope of getting the extra $2100 back from the other loan co.? because it was a mistake? Or maybe you are paid ahead many months and can get away with not paying them for awhile and send all your money to the more expensive one? I hate it that just when I think things are going well and we are getting caught up, something comes up, and we are behind again, or have a huge bill, a big car repair or something like that... Hope it works out OK for you, DeAna! (((Hugs!))) Nora _________________ ~~~Nora~~~ Thank you Centurienne for the banner! Back to top DeeARF13 On Medication Joined: 09 Dec 2007 Posts: 445 Location: USA Posted: Mon Mar 03, 2008 2:07 am    Post subject: njf61 wrote: OH dear, and there's no hope of getting the extra $2100 back from the other loan co.? because it was a mistake? Or maybe you are paid ahead many months and can get away with not paying them for awhile and send all your money to the more expensive one? I hate it that just when I think things are going well and we are getting caught up, something comes up, and we are behind again, or have a huge bill, a big car repair or something like that... Hope it works out OK for you, DeAna! (((Hugs!))) Nora I wont know for sure about anything till moring. I 'll have too ask about maybe seeing if I wont have to pay for sometime that may help a bit thanks for the idea Nora ...glad I can come here and vent to you ladies. Always makes me feel better ...I'll keep yous posted on the outcome keep your fingers crossed... _________________ Dee Mis pies querran marchar hacia donde tu duermes Pero seguire vivo....Alan Rickman (Truly,Madly,Deeply) *Icon thanks to madamtorsion Rickman-online* Back to top Velouria On Medication Joined: 08 Dec 2007 Posts: 450 Location: London, England Posted: Mon Mar 03, 2008 3:13 am    Post subject: DeAna you poor thing! Money is a horrible necessity. I hate that I need it to live. But, whatever happens, it's just money. As long as you have your health, family (dogs) and friends the money-grabbers can't get you. I'm a student and I'm pretty nervous about my future right now. I need to get a job very soon - I graduate in May - it's a scary world out there, but we have each other. And chocolate. Chocolate makes it all better. I hope that you feel better tomorrow and this nasty business gets sorted out xx _________________ :.*My Flavour Of Choice? Alan. Of The Rickman Variety*.: Back to top semperaevitas On Medication Joined: 28 Oct 2007 Posts: 326 Location: canada Posted: Mon Mar 03, 2008 6:00 am    Post subject: DeAna you need some cheering up. Hugs, Semp _________________ Back to top Patrícia On Medication Joined: 13 Feb 2008 Posts: 337 Posted: Tue Mar 04, 2008 12:29 am    Post subject: DeAna, the ladies here are right, expose the situation to the credors, it might all work out. I know how it is, damn bills!!!!!!! _________________ "Fools who wear their hearts proudly on their sleeves,who cannot control their emotions,who wallow in sad memories and allow themselves to be provoked so easily-weak people,in other words-they stand no chance against his powers!" Back to top journalista Rickmaniac Joined: 30 Aug 2007 Posts: 909 Location: New York Posted: Tue Mar 04, 2008 12:29 am    Post subject: Beautiful, Semp... I think that cheered us all up! I'm sorry to hear about the money situation, DeAna... I hate having to need money to live. I think the economy really has everyone down. It costs so much just to buy food and put gas in our cars! Between the horrible winter this year and the sad state of economic affairs, I know I have been feeling depressed. I hope everything works out in your favor... I'll be sending good karma your way! In the meantime, take care and know we're all hoping for the best for you! _________________ I want to swim in both directions at once. Desire success, court failure. ~ Alan Rickman Back to top DeeARF13 On Medication Joined: 09 Dec 2007 Posts: 445 Location: USA Posted: Tue Mar 04, 2008 2:00 am    Post subject: So update ....I talked to my 1st Home Mortagage and they said there was nothing they could do. On top of it they said they would have to report it to the credit company because it was over thirty days... My 2nd Motagage were alttile better and said that they would post it as payments made ( Thanks Nora for the idea) and I wouldn't have to pay till Aug...which is better than nothing so I guess there is a postive that comes out of it. As for my savings well guess I'll have to start from the begining but being able to talk to all of you ladies and all your support...really does help. Glad I have this place to come to too vent over life and drool over Alan... **I think I got some of the karma you sent me journalista and semperaevitas the picture really did make me smile *** _________________ Dee Mis pies querran marchar hacia donde tu duermes Pero seguire vivo....Alan Rickman (Truly,Madly,Deeply) *Icon thanks to madamtorsion Rickman-online* Back to top Patrícia On Medication Joined: 13 Feb 2008 Posts: 337 Posted: Tue Mar 04, 2008 8:34 am    Post subject: At least you got some good news sweetie. Group hug!!! _________________ "Fools who wear their hearts proudly on their sleeves,who cannot control their emotions,who wallow in sad memories and allow themselves to be provoked so easily-weak people,in other words-they stand no chance against his powers!" Back to top journalista Rickmaniac Joined: 30 Aug 2007 Posts: 909 Location: New York Posted: Tue Mar 04, 2008 11:42 am    Post subject: DeAna, hopefully not having to pay the other until August will help you have some extra to put back into your savings... Damn credit companies!! They're !!!! _________________ I want to swim in both directions at once. Desire success, court failure. ~ Alan Rickman Back to top njf61 There Is No Hope For Me Joined: 02 Aug 2007 Posts: 1049 Posted: Tue Mar 04, 2008 6:02 pm    Post subject: DeeARF13 wrote: So update ....I talked to my 1st Home Mortagage and they said there was nothing they could do. On top of it they said they would have to report it to the credit company because it was over thirty days... My 2nd Motagage were alttile better and said that they would post it as payments made ( Thanks Nora for the idea) and I wouldn't have to pay till Aug...which is better than nothing so I guess there is a postive that comes out of it. As for my savings well guess I'll have to start from the begining but being able to talk to all of you ladies and all your support...really does help. Glad I have this place to come to too vent over life and drool over Alan... **I think I got some of the karma you sent me journalista and semperaevitas the picture really did make me smile *** OK, so now you can add the extra from the smaller mortgage payment back into your savings to replace that. Is there anyway you can have a letter or statement added to your credit report stating why you were late on that payment? sometimes they do things like that (I think I've heard of things like that) at least that would help explain, and it wouldn't look like you just skipped a payment. Nora _________________ ~~~Nora~~~ Thank you Centurienne for the banner! Back to top DeeARF13 On Medication Joined: 09 Dec 2007 Posts: 445 Location: USA Posted: Wed Mar 05, 2008 1:23 am    Post subject: njf61 wrote: DeeARF13 wrote: So update ....I talked to my 1st Home Mortagage and they said there was nothing they could do. On top of it they said they would have to report it to the credit company because it was over thirty days... My 2nd Motagage were alttile better and said that they would post it as payments made ( Thanks Nora for the idea) and I wouldn't have to pay till Aug...which is better than nothing so I guess there is a postive that comes out of it. As for my savings well guess I'll have to start from the begining but being able to talk to all of you ladies and all your support...really does help. Glad I have this place to come to too vent over life and drool over Alan... **I think I got some of the karma you sent me journalista and semperaevitas the picture really did make me smile *** OK, so now you can add the extra from the smaller mortgage payment back into your savings to replace that. Is there anyway you can have a letter or statement added to your credit report stating why you were late on that payment? sometimes they do things like that (I think I've heard of things like that) at least that would help explain, and it wouldn't look like you just skipped a payment. Nora Yeah I asked the same thing called the company and spoke to two diffrent employees and they said " Well you could but it never works".. lol! Gotta love the system...well I 'm just gonna work on the savings part I'm glad for that much. _________________ Dee Mis pies querran marchar hacia donde tu duermes Pero seguire vivo....Alan Rickman (Truly,Madly,Deeply) *Icon thanks to madamtorsion Rickman-online* Back to top Marie Rickmaniac Joined: 18 Apr 2007 Posts: 922 Location: Sweden Posted: Wed Mar 05, 2008 5:34 pm    Post subject: Thinking of you, DeAna! Hope everything works out for you. 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